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PayPal has launched a new cryptocurrency that is tied to and backed by the US dollar. PayPal USD, issued by Paxos Trust Company, is a type of digital currency called a stablecoin, which differs to other cryptocurrencies like bitcoin as their values are tied to traditional fiat currencies like dollars, pounds or euros. “The shift toward digital currencies requires a stable instrument that is both digitally native and easily connected to fiat currency like the US dollar,” said PayPal chief executive Dan Schulman. “Our commitment to responsible innovation and compliance, and our track record delivering new experiences to our customers, provides the foundation necessary to contribute to the growth of digital payments through PayPal USD.” The new crypto token will roll out first to US PayPal customers, offering the ability to send and transfer PayPal USD to other people, as well as fund purchases when checking out at online stores. The new cryptocurrency comes at a time of increased scrutiny at the crypto industry, with regulators looking to avoid a repeat of the TerraUSD stablecoin collapse that wiped tens of billions of dollars from markets in 2022. The TerraUSD token was also pegged to the US dollar, however unlike PayPal USD it was not backed up by any dollar reserves. Instead, it used a partner cryptocurrency to maintain its value algorithmically, which ultimately caused both cryptocurrencies to crash in tandem. Other companies have also attempted to launch stablecoins, including Facebook’s Libra project, which was shut down last year after facing push back from regulators. The US House Financial Services Committee has since advanced a bill aiming to set up a federal framework for stablecoins in order to integrate them into modern payment systems. “We are currently at a crossroads to keep America at the forefront of digital asset innovation,” US Representative Patrick McHenry, who chairs the committee, said in a statement following PayPal’s announcement. “Congress is making significant, bipartisan progress on legislation to ensure the US leads the financial system of the future.” Read More What is Elon Musk’s ‘everything app’ X? Kenya suspends eyeball-scanning crypto worldcoin

What’s the best way to deal with ignorance? Get angry? Ignore it? Try and educate someone? Well, here’s a lesson in elegantly dispatching trolls, courtesy of Captain Kate McCue. McCue is a cruise ship captain with big social media followings on Instagram and TikTok. She’s the first American woman to captain a giant cruise vessel. But that hasn’t stopped people from sending her ignorant comments. Sign up to our free Indy100 weekly newsletter Like the anonymous troll who recently replied to McCue’s content by asking: "How can you be a captain? Your [sic] only a woman." McCue decided, for once, to dignify them with a response – with a twist. In a video posted to her TikTok she said: @captainkatemccue Reply to @seamus272 #yourewelcome #fyp #foryou #captain "Normally as I’m scrolling through comments and I see something like this, I totally ignore and move on with my life. But I think it’s about high time I address this because it’s 2020. And in this day and age, I am shocked that someone still doesn’t know the difference between ‘your’ and ‘you’re’. "A quick reference: ‘you’re’ as in ‘you are’, like ‘you are sexist’. ‘Your’ is something possessive, because it belongs to you, like ‘your ignorance’. But don’t worry, I’m here for you. If you need any more clarification, you can find me here. In my captain’s chair." The clip ends with a shot of McCue reclining in her captain’s seat. And the smart takedown is being praised by many. “Brilliant,” one viewer said, adding that they “did not expect” the way McCue cleverly chose to dissect the ignorance on display. Grammar lessons and dispatching trolls in under one minute? Now that’s a skill. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.

Redfin receives financing from Apollo Capital Management, and Logitech boosts its fiscal 2024 outlook. Earnings reports are expected Tuesday from GM, GE, 3M, Microsoft, and Alphabet.

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Genesis Global Trading, an affiliate of Barry Silbert’s Digital Currency Group, will wind down its spot trading crypto

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